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On a Standard 203k loan, Texas FHA requires that a FHA-designated Consultant create and document a work plan before they will approve the loan. The maximum mortgage amount allowed for a standard 203k is based on whichever is less: The as-is value of the property plus the.

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Fannie Mae raises debt-to-income ratio to further expand mortgage lending – DTI is a borrower’s total amount of debt, including credit cards, student loans, auto loans and mortgages, versus their total income. Ramírez is a journalism graduate of University of Texas at.