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Is 4.5 A Good Mortgage Rate

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Is 4.25 a good interest rate right now? So I am in the middle of buying my first home (My wife and I) and we have been working with a Mortgage Originator who came highly recommended by multiple close friends that have used him and our realtor(who is also very close.. my wife’s best friends mom).

Interest Only Arm Rates Freddie Mac Historical Rates Freddie Mac’s latest mortgage rate forecast contains great news both for homeowners and those wanting to be first-time buyers. The housing market looks to be in Goldilocks mode: not too hot, not.

It’s also an inauguration year, which could be good news for mortgage rates. Bonus: Redfin, which just launched a mortgage company , expects the 30-year fixed to go "no higher than 4.3 percent" this year, which is in line with some of the other predictions.

The broker is giving me a rate of 4.3-4.5 but is leaning more towards 4.5 Is this decent for my situation? He also explained the home equity line instead of doing PMI which I am sold on. I would plan to pay the PMI or higher interest equity line off within the first year by paying more towards the principal.

Calculate Your mortgage Interest Rate and Discover What The Bankers Are Not Telling You ! I’ve recently been offered a 30-year fixed mortgage rate of 4.75% for a loan of around 70,000. My credit score is over 650. Is this a reasonable mortgage rate for this time? I know they have went up over the summer, but that amount seems somewhat high.

Mortgage rates on 30-year loans have once again fallen below 4 percent, for the first time want to take advantage of it and get the lowest rate they can. and the total interest paid for a 30-year fixed-rate mortgage at 4.5% vs.

A $650,000 mortgage sounds like a lot of debt to still carry as early. Owning your primary residence to eventually pay it.

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